92 Loretta Drive Unit 17, Niagara-on-the-Lake, ON
L0S 1T0
See all units in this building · 92 Loretta Drive
Listed October 19, 2026
About this property
Start your next chapter with less upkeep and more time for the things you enjoy at 17-92 Loretta Drive in Virgil. Offering everything you need right in your backyard , local sports and rec park for the grandchildren to play , grocery , banking and everything else you need in walking distance. With two bedrooms and two bathrooms all on the main floor, this inviting home offers comfortable everyday living for those looking to downsize while maintaining their independence. Vaulted ceilings create an airy feel throughout the living and dining area, where hardwood floors and a fireplace add warmth and character. The adjoining kitchen keeps everything conveniently connected, whether you're enjoying a quiet evening or hosting family and friends. The primary bedroom features its own ensuite, while the second bedroom offers flexibility for guests, hobbies or a home office. Grass cutting, garden maintenance and snow removal are covered by the low maintenance fee, giving you more freedom to enjoy your home without the demands of seasonal outdoor chores. A welcoming place to simplify your lifestyle without giving up the comfort and privacy of a home of your own.
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 92 Loretta Drive Unit 17 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$120,000 · Minimum $35,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro and anything the condo fee doesn't cover.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,578/mo
About $42,936 a year
- $2,654
- $369
- Condo / maintenance fees$275
- Home insurance$35
- Utilities$120
- Maintenance & repairs$125
Cash needed to close
- Down payment (20%)
- $120,000
- Ontario land transfer tax
- $8,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
92 Loretta Drive Unit 17, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 19, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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