86 Chelsea Crescent, Hamilton, ON
L8E 5R8
Listed September 22, 2026
About this property
Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom freehold townhome in the heart of Stoney Creek! Offering a bright and functional layout, this home is perfect for families, first-time buyers, or anyone looking for comfortable, low-maintenance living without condo fees. The open-concept main floor provides an inviting space for everyday living and entertaining, with a seamless flow between the living, dining, and kitchen areas. Upstairs features three spacious bedrooms, including a comfortable primary retreat, along with two full bathrooms for added convenience. Step outside to enjoy your own private backyard, the perfect space for relaxing, entertaining, or enjoying summer evenings with family and friends. Located close to major highways, schools, parks, shopping, restaurants, and other everyday amenities, this home offers the perfect combination of comfort, convenience, and location. A fantastic opportunity to own a freehold townhome in a desirable Stoney Creek community!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 86 Chelsea Crescent — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$129,980 · Minimum $39,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,009/mo
About $48,108 a year
- $2,875
- $363
- Home insurance$105
- Utilities$260
- Maintenance & repairs$406
Cash needed to close
- Down payment (20%)
- $129,980
- Ontario land transfer tax
- $9,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $141,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
86 Chelsea Crescent, Hamilton, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 22, 2026
Listing Office: COLDWELL BANKER COMMUNITY PROFESSIONALS
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