8 Bluegrass Crescent, St. Catharines, ON
L2P 0A7
Listed September 19, 2026
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About this property
CALLING ALL EXHAUSTED RENTERS, FIRST TIME BUYERS AND DOWNSIZERS - This open concept FREEHOLD BUNGALOW TOWNHOME has the big demand ingredients for your home buying plans. You'll appreciate single floor living with the spacious living room with hardwood floors, open concept kitchen/dinette with breakfast bar, well proportioned primary bedroom, easy care 4 piece bathroom, MAIN FLOOR LAUNDRY plus patio door access to your east-facing private rear yard. The basement with 3 piece bathroom rough-in is unfinished allowing you the opportunity to plan future development to suit your finishing needs and tastes. FURNACE '23, C/A & HEPA FILTER '25, OWNED ON-DEMAND WATER HEATER '25. The added bonus concrete driveway will comfortably accommodate four vehicles. Pen Centre, Glendale and Hartzel commercial districts are nearby and 406 has easy access just a few minutes away at Westchester.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 8 Bluegrass Crescent — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$96,980 · Minimum $24,245
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,162/mo
About $37,944 a year
- $2,145
- $349
- Home insurance$105
- Utilities$260
- Maintenance & repairs$303
Cash needed to close
- Down payment (20%)
- $96,980
- Ontario land transfer tax
- $6,173
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $105,653
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
8 Bluegrass Crescent, St. Catharines, ON
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Last Updated: September 19, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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