




697 Ridge Road, Grimsby, ON
L3M 4E7
Listed October 27, 2026
About this property
697 Ridge Road West sits where Grimsby's escarpment meets open farmland - the kind of property growing families picture when they say they want more space without giving up a decade of savings to get it. The back fence gives way to fields. No rear neighbours, no next property staring back at you and the sunroom gives you the same view without stepping outside. Behind the house is a 20' x 40' workshop with hydro and a full loft, built for someone who actually uses tools, not just stores them. A 17' x 28' storage shed with hydro for everything that doesn't fit in the garage, and a garden shed for the rest. All of it sitting on a deep lot that runs straight into farmland, with a double garage and driveway built for more than one vehicle and whatever project is parked beside it. The house has been extremely well cared for and is ready for YOU to take it to the next level. A sunroom off the back catches the farmland view through every season - morning coffee with the fields instead of a fence. The living room and family room offer functional space and a spot for everyone in the family. Upstairs includes a primary bedroom with an ensuite, two more bedrooms and a four piece bathroom. Downstairs, a finished rec room presents a great opportunity for playtime or lounging, while the unfinished lower level offers storage space and more opportunity to grow. This is a home for a family planning to stay a while, update it on their own schedule, and build equity doing it, all on one of the more distinctive addresses in Grimsby.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 697 Ridge Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$219,980 · Minimum $84,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,771/mo
About $81,252 a year
- $4,865
- $534
- Home insurance$125
- Utilities$330
- Maintenance & repairs$917
Cash needed to close
- Down payment (20%)
- $219,980
- Ontario land transfer tax
- $18,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $240,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
697 Ridge Road, Grimsby, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 27, 2026
Listing Office: RE/MAX HALLMARK REALTY LTD.
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