625 Silver Bay Road, Port Colborne, ON
L3K 5V3
Listed September 10, 2026
About this property
Sun, Sand & Fun! Welcome to 625 Silver Bay Road where this four season bungalow sits less than 2 blocks from a beautiful stretch of beach on the shores of Lake Erie. Enjoy unlimited access to Silver Bay Beach around 300 meters away! Picture hosting Friends & Family on the beach by day then around the cozy firepit by night! A year round rural lifestyle location at it's finest. Quietly beautiful in all seasons, yet it's still close to all amenities in Port Colborne and Ridgeway, close to Sherkston Shores & only a short stroll to the Friendship Trail! When it's time to go indoors this clean, comfortable, freshly decorated 3 bedroom, 4 season home is in great condition to just move in, relax and enjoy. The front entrance is a bright sunroom that can be used as office space, opening into the living room that features a gas stove and patio doors out to large rear deck. The spacious kitchen provides ample cabinetry and counter space, includes appliances and conveniently houses the laundry machines as well. 3 comfortable bedrooms and 2 full bathrooms, one being ensuite! Furnace is located in the attic with hallway access, both furnace and A/C are approximately 7 years old, Outdoor shower, 2 large garden sheds, 1000 Gal Cistern & 3000 Gal Holding Tank.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 625 Silver Bay Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$119,980 · Minimum $34,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,959/mo
About $47,508 a year
- $2,654
- $350
- Home insurance$125
- Utilities$330
- Maintenance & repairs$500
Cash needed to close
- Down payment (20%)
- $119,980
- Ontario land transfer tax
- $8,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
625 Silver Bay Road, Port Colborne, ON
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Last Updated: September 10, 2026
Listing Office: STICKS & BRICKS REALTY LTD.
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