




5524 Fraser Street, Niagara Falls, ON
L2E 3C9
Listed November 6, 2026
About this property
Welcome to 5524 Fraser St, a beautifully upgraded raised bungalow on a quiet cul de sac in Niagara Falls, with no front or rear neighbours for exceptional privacy. Minutes from the Falls, parks, trails, schools, shopping, dining and major highways, it offers the perfect balance of convenience and calm. With over $30,000 in recent upgrades, the bright main level features 9 foot ceilings, an open layout, and a kitchen with stainless steel appliances, generous cabinetry and a moveable island. It flows into the living and dining areas, finished with elegant French doors. The private backyard is made for relaxing and entertaining: a 14' x 16' deck (2023), retractable roof gazebo (2022), glass panel railings, privacy fencing and an upgraded shed (2023), surrounded by mature greenery, blueberries and raspberries. The fully finished lower level also has 9 foot ceilings and large above grade windows. It includes a spacious family room, a guest bedroom, a modern 3 piece bath with an oversized glass shower, under stair storage and a laundry/utility room. Key updates: furnace and A/C (2021), sump pump with battery backup and backwater valve (2021), new basement and bathroom flooring (2022). Also features an instant water heater (rental), a 2 car driveway and low property taxes. Move in ready and meticulously maintained.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 5524 Fraser Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$110,000 · Minimum $30,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,623/mo
About $43,476 a year
- $2,433
- $277
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $110,000
- Ontario land transfer tax
- $7,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
5524 Fraser Street, Niagara Falls, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 6, 2026
Listing Office: RIGHT AT HOME REALTY
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