5440 Houck Drive, Niagara Falls, ON
L2E 1S1
Listed November 3, 2026
About this property
Welcome to 5440 Houck! This charming one-and-a-half-storey home welcomes you with a covered front porch and features a bright living area, an updated kitchen with ample cabinetry and island overlooking the living room, a main-floor primary bedroom and a four-piece bathroom. Two additional bedrooms upstairs provide space for family, guests or a home office. The full unfinished basement offers storage and future potential. The back door leads to a covered back deck which overlooks the spacious yard, complete with a storage shed. Major updates include the furnace, A/C and hot water tank in 2021, and roof in 2015. Conveniently located walking distance to F.H. Leslie Park with its public pool and splash pad, a public school, bus routes, the tourist district and all other amenities, with easy highway access close by. A great home for the first time home buyer or growing family!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 5440 Houck Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$72,000 · Minimum $18,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,545/mo
About $30,540 a year
- $1,592
- $198
- Home insurance$125
- Utilities$330
- Maintenance & repairs$300
Cash needed to close
- Down payment (20%)
- $72,000
- Ontario land transfer tax
- $3,875
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $78,375
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
5440 Houck Drive, Niagara Falls, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 3, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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