




5196 ELM Street, Lincoln, ON
L0R 1B8
Listed September 11, 2026
About this property
Welcome to 5196 Elm St in Beamsville! This extensively renovated home offers the space, flexibility and backyard lifestyle that growing families have been looking for. With 3+2 bedrooms and 2 bathrooms, there is room for everyone, plus plenty of flexibility for guests, older children or extended family. A separate entrance creates great potential for in-law living or a private space for a growing family. And then there's the backyard! Your own private summer escape featuring an in-ground pool, pool house with change room, outdoor BBQ area and fire pit. Whether you're hosting friends, spending summer afternoons by the pool or enjoying a quiet evening around the fire, this backyard is made for making memories. The new detached double-car garage adds even more value, complete with loft space above that could be used for a home gym, office, studio, storage or whatever your family needs. Thoughtfully renovated and packed with features that make everyday living easier and entertaining a whole lot more fun, this is a home with room to grow and plenty to love. Come see why 5196 Elm St might be the one you've been waiting for!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 5196 ELM Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$239,800 · Minimum $94,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,155/mo
About $85,860 a year
- $5,304
- $397
- Home insurance$125
- Utilities$330
- Maintenance & repairs$999
Cash needed to close
- Down payment (20%)
- $239,800
- Ontario land transfer tax
- $20,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $262,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
5196 ELM Street, Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 11, 2026
Listing Office: KELLER WILLIAMS COMPLETE REALTY
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