DAVIDS&DELAAT
5039 Albert Street
+36 more

5039 Albert Street, Lincoln, ON

$624,900
For SaleNew

L0R 1B0

Listed October 26, 2026

4Bedrooms
2Bathrooms
700Sq. Ft.

Property Tour

About this property

Opportunity is Knocking in a Highly Desirable Location! Welcome to this charming raised bungalow offering incredible potential for those looking to make a home their own. Whether you're searching for a place to call home, accommodating multi-generational living, or exploring an investment opportunity, this property offers a versatile layout and a wonderful foundation to bring your vision to life. Situated on a quiet, family-friendly street just below the escarpment, this home enjoys a sought-after location close to everyday conveniences. The main floor offers a bright, open layout filled with natural light, featuring three well-sized bedrooms, a full bathroom, and convenient access to the attached garage, complete with impressive 11-foot ceilings and ample storage space. The fully finished lower level adds valuable living space, featuring a spacious open-concept living area, an additional bedroom, a bathroom, and a utility room with laundry and additional storage. A walkout provides direct access to the fully fenced backyard, creating a seamless connection between indoor and outdoor living as well as the future potential for an in-law set up. Step outside to enjoy a concrete patio, an additional seating area, and open greenspace, offering plenty of room to relax, entertain, or enjoy time with family and friends among the mature landscape. Ample parking adds to the home's everyday practicality. With a functional layout, flexible living space, and the opportunity to personalize and add value, this property is full of possibilities. Enjoy being steps away from an elementary school just down the street, all major amenities, and the downtown core within walking distance, and easy access to the QEW. Offering a desirable location and a fantastic footprint to build upon, this is an opportunity you won't want to miss. Come discover the possibilities and imagine the potential!

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX14118500
StatusFor Sale
ListedOctober 26, 2026
Listing TypeFor Sale
Listing OfficeROYAL LEPAGE NRC REALTY

Property

Property TypeSingle Family Home
Interior Size700 ft²
Bedrooms4
Bathrooms2

Location

Community982 - Beamsville
CityLincoln
ProvinceON
Postal CodeL0R 1B0

Taxes & Financials

Asking Price$624,900
Property Taxes (2026)$4,702/yr

Cost of Ownership Calculator

What it could cost each month to own 5039 Albert Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$124,980 · Minimum $37,490

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2026 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$4,132/mo

About $49,584 a year

  • $2,764
  • $392
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$521

Cash needed to close

Down payment (20%)
$124,980
Ontario land transfer tax
$8,973
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$136,453

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

5039 Albert Street, Lincoln, ON

Map data © GoogleOpen in Google Maps ↗

Similar Properties Nearby

View all →

Last Updated: October 26, 2026

Listing Office: ROYAL LEPAGE NRC REALTY

This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.