DAVIDS&DELAAT
491 Vine Street
+33 more

491 Vine Street, St. Catharines, ON

$549,900
For SaleNew

L2M 3T2

Listed November 13, 2026

4Bedrooms
3Bathrooms
1,100Sq. Ft.

About this property

Oversized Lot, 400 sq foot addition and Brand New In-Law Suite!! Welcome to the highly sought-after North End of St. Catharines! Nestled in an amazing location surrounded by mature trees, this property offers the perfect blend of charm, space, and versatility. Situated on a deep lot, the home features an impressive double-wide driveway with parking for up to 6 vehicles, providing plenty of room for family and guests. One of the standout features of this home is the full in-law suite, complete with a brand-new kitchen, bathroom and all new paint and flooring, as well as its own separate entrance and walk-up access. Perfect for extended family, multi-generational living, or added flexibility for your household. Pride of ownership is evident throughout, with numerous updates and improvements over the years. Updates include all windows (2016), roof (2016), furnace (2017), backyard shed (2020), back deck (2022), and extensive plumbing and fixture upgrades (2023). The kitchen features a beautiful quartz island countertop, complemented by a new dishwasher (2023). Additional improvements include washer and dryer (2023), upstairs bathroom vanity (2023), and basement entrance (2023). More recent updates include a new wood fence, main floor smaller windows, back gutter and door flashing, and basement improvements (2026). Duct cleaning completed in September 2026.An exceptional opportunity to own a versatile home in one of St. Catharines' most desirable areas. Enjoy the mature surroundings, generous lot, ample parking, and the convenience of being close to parks, schools, shopping, and everyday amenities. Whether you're looking for space for the whole family or the added flexibility of an in-law suite, this North End property is one you won't want to miss!

Features

FireplaceAir ConditioningBasement

Property Details

Listing

MLS® NumberX14178276
StatusFor Sale
ListedNovember 13, 2026
Listing TypeFor Sale
Listing OfficeBOLDT REALTY INC., BROKERAGE

Property

Property TypeSingle Family Home
Interior Size1,100 ft²
Bedrooms4
Bathrooms3

Location

Community442 - Vine/Linwell
CitySt. Catharines
ProvinceON
Postal CodeL2M 3T2

Taxes & Financials

Asking Price$549,900
Property Taxes (2026)$4,575/yr

Cost of Ownership Calculator

What it could cost each month to own 491 Vine Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$109,980 · Minimum $29,990

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2026 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$3,726/mo

About $44,712 a year

  • $2,432
  • $381
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$458

Cash needed to close

Down payment (20%)
$109,980
Ontario land transfer tax
$7,473
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$119,953

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

491 Vine Street, St. Catharines, ON

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Last Updated: November 13, 2026

Listing Office: BOLDT REALTY INC., BROKERAGE

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