49 Ridge Road, Grimsby, ON
L3M 4E7
Listed November 10, 2026
About this property
Fantastic opportunity to own a property with an 80 ft frontage and over 3/4 of an acre lot that is backed on to The Niagara Escarpment and the Bruce Trail with incredible privacy. Live in, Renovate or Tear down / Build the home of your dreams are all potential options. The current home needs a little TLC but offers 2 bedrooms and 1 full bathroom. The primary bedroom is located on the main floor and the second in the loft area. The open concept floor plan in the primary rooms where you can spend most of your time. The double car garage can be used for any hobby you have or for storage. Having a home on the property can offer any buyer the benefits of financing.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 49 Ridge Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$129,800 · Minimum $39,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,310/mo
About $51,720 a year
- $2,871
- $443
- Home insurance$125
- Utilities$330
- Maintenance & repairs$541
Cash needed to close
- Down payment (20%)
- $129,800
- Ontario land transfer tax
- $9,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $141,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
49 Ridge Road, Grimsby, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 10, 2026
Listing Office: CENTURY 21 MILLER REAL ESTATE LTD.
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