4864 SIMCOE Street, Niagara Falls, ON
L2E 1V9
Listed September 17, 2026
About this property
Great home for first time buyers or families, 2 story, 3 bedroom character home in established Niagara Falls location. Spacious foyer, hardwood staircase, updated kitchen with many cabinets, formal dining room and huge formal living room, both with hardwood flooring. Upstairs are three bedrooms, each large and with a closet, updated bathroom in 2024. Basement is dry and unfinished, great area for storage or possibly could finish for extra living space. Basement has laundry; washer and dryer 2025, boiler heat with 3 window AC units included. Large yard, partially fenced, close proximity to bus route, park on ValleyWay, church, schools, amenities and the Falls. All appliances are included, water heater is owned (2019). Move in ready!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4864 SIMCOE Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$87,000 · Minimum $21,750
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,006/mo
About $36,072 a year
- $1,924
- $264
- Home insurance$125
- Utilities$330
- Maintenance & repairs$363
Cash needed to close
- Down payment (20%)
- $87,000
- Ontario land transfer tax
- $5,175
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $94,675
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4864 SIMCOE Street, Niagara Falls, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 17, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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