




4578 Rebecca Lane, Lincoln, ON
L3J 0W1
Listed October 28, 2026
About this property
Welcome to turn-key, affordable living in Beamsville's Golden Horseshoe Estates, a warm and community-oriented neighbourhood nestled right in the heart of Niagara's renowned wine country. This beautifully maintained 2014 modular home offers an ideal and attainable entry point into the housing market, featuring a functional open-concept layout with two bedrooms, two full bathrooms, and a practical dedicated mudroom. Step outside in the rain or shine to enjoy an expansive covered outdoor patio designed for entertaining and relaxation. Perfectly positioned just minutes from local wineries, the QEW, and GO Train parking for effortless commuting across the GTA and Niagara, this move-in-ready home combines welcoming community charm, low-maintenance living, and exceptional value.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4578 Rebecca Lane — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$66,000 · Minimum $16,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,227/mo
About $26,724 a year
- $1,460
- $37
- Home insurance$125
- Utilities$330
- Maintenance & repairs$275
Cash needed to close
- Down payment (20%)
- $66,000
- Ontario land transfer tax
- $3,425
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $71,925
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4578 Rebecca Lane, Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 28, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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