4518 Garden Gate Terrace, Lincoln, ON
L0R 1B9
Listed September 24, 2026
About this property
Turn-key, beautifully updated, and set on a sought-after family-friendly street - Welcome to 4518 Garden Gate Terrace. This meticulously maintained semi-detached home offers the perfect combination of modern finishes, generous living space, and an exceptional Beamsville location. The bright, open-concept main floor is designed for both everyday living and entertaining, featuring a beautifully updated kitchen and stylish finishes throughout. Upstairs, three oversized bedrooms provide plenty of space, complemented by a renovated full bathroom. The fully finished and recently renovated basement adds valuable additional living space, perfect for a rec room, home office, gym, or growing family and features an additional full bathroom. Outside, enjoy a large, fully fenced backyard complete with an expansive deck and plenty of room to entertain, unwind, or let the kids play. Beautifully cared for, thoughtfully updated, and completely move-in ready - opportunities like this on Garden Gate Terrace don't come around often.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4518 Garden Gate Terrace — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$119,980 · Minimum $34,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,982/mo
About $47,784 a year
- $2,654
- $373
- Home insurance$125
- Utilities$330
- Maintenance & repairs$500
Cash needed to close
- Down payment (20%)
- $119,980
- Ontario land transfer tax
- $8,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4518 Garden Gate Terrace, Lincoln, ON
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Last Updated: September 24, 2026
Listing Office: MICHAEL ST.JEAN REALTY INC.
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