DAVIDS&DELAAT
45 James Street
+12 more

45 James Street, St. Catharines, ON

$149,000
For Sale

L2R 5B9

Listed September 15, 2026

0Bedrooms
3Bathrooms

About this property

Turnkey restaurant opportunity in the heart of downtown St. Catharines: a fully equipped 900 sq. ft. space with 35 seats and 73.3 ft. of streetfrontage, delivered through a full ground-up build-out completed in 2025. The interior features high-gloss red tile walls, exposed wood-stackaccents, an open industrial ceiling with exposed ductwork, a built-in bar, a private speakeasy-style entrance, and a dual-fuel wood/natural gasoven with a full commercial kitchen line in practically new condition - bypassing the 12+ months of construction, permitting, and supply-chaindelays a new build would require. Zoned C6-92 (Downtown Traditional Main Street), this is a business asset sale offered together with a leaseassignment; lease details available upon request. The location sits a short walk from Brock University's downtown arts campus, the Marilyn I.Walker School of Fine and Performing Arts, and fronts James Street, which the City has slated for pedestrian-priority upgrades. A rare chance toacquire high-end, move-in-ready restaurant infrastructure in a growing downtown core without the cost or timeline of building from scratch.

Features

Air Conditioning

Property Details

Listing

MLS® NumberX13785792
StatusFor Sale
ListedSeptember 15, 2026
Listing TypeFor Sale
Listing OfficeKELLER WILLIAMS COMPLETE REALTY

Property

Property TypeCommercial
Bathrooms3

Location

Community451 - Downtown
CitySt. Catharines
ProvinceON
Postal CodeL2R 5B9

Taxes & Financials

Asking Price$149,000

Cost of Ownership Calculator

What it could cost each month to own 45 James Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$29,800 · Minimum $29,800

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Estimated at about 0.8% of the price — the listing doesn't show the tax.

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One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$758/mo

About $9,096 a year

  • $659
  • $99

Cash needed to close

Down payment (20%)
$29,800
Ontario land transfer tax
$1,215
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$33,515

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

45 James Street, St. Catharines, ON

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Last Updated: September 15, 2026

Listing Office: KELLER WILLIAMS COMPLETE REALTY

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