



4239 FLY Road, Lincoln, ON
L0R 1G0
Listed November 7, 2026
About this property
RemarksPublic Remarks: Welcome to 4239 Fly Road in the heart of Campden, where small-town charm meets modern comfort. Currently under construction, the Victoria A offers approximately 2,325 sq. ft. of thoughtfully designed living space, with four bedrooms, three full bathrooms upstairs and a main-floor powder room. A covered front porch welcomes you into a versatile main floor featuring a front den, ideal for a home office or quiet retreat. The open-concept kitchen, living and eating areas create an inviting setting for everyday living and entertaining, with an island offering additional seating and gathering space. A convenient laundry/mudroom connects directly to the attached double garage. Upstairs, the primary suite features a generous walk-in closet and an ensuite with a separate tub and shower. A second bedroom enjoys its own ensuite, while the two remaining bedrooms share a bathroom with double sinks. Bedroom two also includes a walk-in closet, adding practical storage to this well-planned layout. Enjoy the peace of a rural setting surrounded by Niagara's vineyards and countryside, just minutes from Beamsville's shops, restaurants, schools and everyday amenities. With the QEW approximately 10 minutes away, this location blends relaxed country living with convenient commuter access. Closing is anticipated in early spring. Floor areas are approximate; plans and specifications are subject to change.
Features
Property Details
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Property
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4239 FLY Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$222,000 · Minimum $86,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,290/mo
About $75,480 a year
- $4,910
- $0
- Home insurance$125
- Utilities$330
- Maintenance & repairs$925
Cash needed to close
- Down payment (20%)
- $222,000
- Ontario land transfer tax
- $18,675
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $243,175
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4239 FLY Road, Lincoln, ON
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Last Updated: November 7, 2026
Listing Office: LIVIO REAL ESTATE
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