4069 Thomas Street, Lincoln, ON
L3J 0S5
Listed November 4, 2026
About this property
Welcome to Vista Ridge, a sought after family friendly community in Beamsville! This home offers a bright, open concept layout with 9 foot ceilings and plenty of space for everyday living and entertaining. The spacious kitchen features quartz countertops, a large island, ample cabinetry and a separate pantry, overlooking the great room with a gas fireplace. Upstairs offers three generous bedrooms, including a primary retreat with walk-in closet and 4-piece ensuite with corner tub, along with an additional 4-piece bathroom. The finished lower level adds valuable living space with a bright recreation room, bathroom rough-in and walkout to the patio and fully fenced backyard. Ideally located on the Beamsville Bench in the heart of Wine Country, steps to the Bruce Trail, parks, schools and highway access, with beautiful views toward the Toronto skyline. A wonderful place to raise a family.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4069 Thomas Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$169,800 · Minimum $59,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,516/mo
About $66,192 a year
- $3,755
- $598
- Home insurance$125
- Utilities$330
- Maintenance & repairs$708
Cash needed to close
- Down payment (20%)
- $169,800
- Ontario land transfer tax
- $13,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $185,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4069 Thomas Street, Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 4, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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