4040 Lakeshore Road, Lincoln, ON
L0R 1B0
Listed October 14, 2026
About this property
Welcome to 4040 Lakeshore Road, a rare opportunity to enjoy peaceful country living with beautiful views of Lake Ontario. Situated on 1.46 acres along Lincoln's scenic shoreline, this well-maintained 2-storey home offers over 2,600 sq ft of living space, privacy, beautiful sunsets, and views of the Toronto skyline. The main floor features a bright living room with a bay window, fireplace, and lake views, a formal dining room, spacious kitchen, family room with walkout to the backyard, a dedicated office, and a versatile bonus room currently used as a main-floor primary bedroom. A convenient 2-piece powder room completes the main level. Upstairs offers four generously sized bedrooms and a 3-piece bathroom, while the unfinished basement provides additional space with plenty of potential to suit your needs. Outside, enjoy the expansive grounds with mature pear trees, gardens, ample parking, and a large backyard. A 3,000+ sq ft barn offers exceptional space for storage, equipment, boats, or hobbies, along with an additional garden shed. Conveniently located minutes from Charles Daley Park, Ball's Falls, local wineries, and the QEW, with St. Catharines just a short drive away. A unique property offering space, privacy, and beautiful lake views in a desirable Lincoln location.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4040 Lakeshore Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$290,000 · Minimum $120,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$9,369/mo
About $112,428 a year
- $6,414
- $1,292
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,208
Cash needed to close
- Down payment (20%)
- $290,000
- Ontario land transfer tax
- $25,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $317,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4040 Lakeshore Road, Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 14, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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