DAVIDS&DELAAT
4020 Main Street

4020 Main Street, Niagara Falls, ON

$669,000
For SaleNew

L2G 6B8

Listed November 10, 2026

0Bedrooms
0Bathrooms

About this property

Looking for a property that offers space, versatility and income potential? This unique commercial/residential property is ideally situated along a main artery in the heart of Chippawa, offering an outstanding opportunity for business owners, investors or entrepreneurs looking to establish or expand their business.The main floor features a storefront and 1 bedroom apartment, providing excellent potential for retail, professional offices, a service-based business or further commercial use. The upper level offers a spacious, well-maintained 3-bedroom residential apartment, creating an opportunity for additional rental income or owner-occupied living.A major highlight is the impressive 30' x 25' heated garage/workshop at the rear, ideal for tradespeople, contractors, mechanics, hobbyists or businesses requiring dedicated workspace. Features include a radiant gas tube heater, 60 AMP electrical service, 12-foot ceilings, two overhead doors (9' x 9' and 9' wide), plus an attached 14.6' x 25' storage room.Set on a generous lot in a high-visibility location, this property is just steps from the Welland River (affectionately known as "The Crick"), a nearby boat launch and Chippawa's charming downtown square. With its combination of commercial space, residential accommodations and substantial workshop facilities, the possibilities are endless.Operate your business, generate rental income, live upstairs or explore the potential to expand the property's use. An exciting opportunity to invest in a versatile commercial property in one of Niagara Falls' established communities!

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX14168830
StatusFor Sale
ListedNovember 10, 2026
Listing TypeFor Sale
Listing OfficeREALTY EXECUTIVES PLUS LTD, BROKERAGE

Property

Property TypeCommercial

Location

Community223 - Chippawa
CityNiagara Falls
ProvinceON
Postal CodeL2G 6B8

Taxes & Financials

Asking Price$669,000
Property Taxes (2026)$4,105/yr

Cost of Ownership Calculator

What it could cost each month to own 4020 Main Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$133,800 · Minimum $133,800

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From the listing (2026 tax bill).

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One-time costs

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Estimated monthly cost of ownership

$3,301/mo

About $39,612 a year

  • $2,959
  • $342

Cash needed to close

Down payment (20%)
$133,800
Ontario land transfer tax
$9,855
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$146,155

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

4020 Main Street, Niagara Falls, ON

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Last Updated: November 10, 2026

Listing Office: REALTY EXECUTIVES PLUS LTD, BROKERAGE

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