




40 Harmony Drive, Niagara-on-the-Lake, ON
L0S 1J0
Listed September 8, 2026
Property Tour
About this property
Exceptional craftsmanship, thoughtful design and beautifully updated interiors come together in this custom-built Gatta residence, offering an impressive blend of architectural character and refined modern living.At the heart of the home is the spectacular open-concept great room, where soaring 19-foot ceilings create an immediate sense of scale and light. Floor-to-ceiling stone surrounds the fireplace, framed by custom built-in bookcases with granite detailing, while an expansive wall of windows fills the principal living and dining spaces with natural light.The fully updated kitchen has been beautifully reimagined with both style and entertaining in mind. Generous cabinetry, sophisticated finishes and an impressive centre island create a natural gathering place, seamlessly connecting the kitchen with the dining and living areas. The result is a warm, elegant space equally suited to everyday living and hosting family and friends.French doors open to a professionally designed conservatory, an exceptional extension of the living space featuring a vaulted ceiling, skylights, beautiful lighting and timeless flagstone flooring. Surrounded by views of the private grounds, this distinctive room offers an inviting setting to enjoy throughout the seasons.Outdoors, the backyard has been designed as a private retreat. A spacious flagstone patio provides an elegant backdrop for outdoor dining and entertaining, complemented by an in-ground saltwater pool and mature surroundings that create a wonderful sense of privacy.The main-floor primary suite offers the convenience of one-level living together with a spacious private ensuite. Beautiful proportions, quality finishes and numerous upgrades are carried throughout the home.Distinctive yet inviting, this exceptional Gatta-built residence offers the craftsmanship of a custom home, the sophistication of thoughtfully updated interiors and exceptional spaces designed for entertaining, relaxing and enjoying life at home.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 40 Harmony Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$297,000 · Minimum $123,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$8,980/mo
About $107,760 a year
- $6,569
- $718
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,238
Cash needed to close
- Down payment (20%)
- $297,000
- Ontario land transfer tax
- $26,175
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $325,675
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
40 Harmony Drive, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleNiagara-on-the-Lake
$1,490,000
15414 Niagara River Parkway
For SaleNiagara-on-the-Lake
$1,490,000
855 Line 1 Road
For SaleVideo tourNiagara-on-the-Lake
$1,499,000
1027 Niagara Stone Road
For SaleVideo tourNiagara-on-the-Lake
$1,499,900
271 Tanbark Road
For SaleVideo tourNiagara-on-the-Lake
$1,499,999
655 Charlotte Street
For SaleVideo tourNiagara-on-the-Lake
$1,465,000
2 Fedorkow Lane
Last Updated: September 8, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.