




4 14th Street, Grimsby, ON
L3M 2W2
Listed November 11, 2026
Property Tour
About this property
A private lakefront wellness retreat in Niagara wine country, with a backyard sauna, hot tub, cold plunge and a front-row seat to Lake Ontario sunsets. This 3,048 sq ft, four-bedroom Grimsby home sits on a 10,753 sq ft lot with approximately 74 feet of Lake Ontario frontage and unobstructed views across the water toward the skylines of Toronto, Mississauga, Oakville and Burlington. Vineyards and wineries are close by, with Niagara Falls about 25 minutes away andMississauga about 45 minutes away by car. Mature trees frame the waterfront, and the rear deck opens directly off the lake-facing sunroom. Start the day with coffee overlooking the water, host dinner on the deck or settle into the hot tub as the sun sets. Inside, the kitchen features maple cabinetry, Corian countertops, cork flooring and a stone-topped island with seating for four. The sun-filled dining room has oak hardwood floors, while the family room features exposed wood beams and a wood-burning fireplace with a substantial wood mantel.A separate den with a lake-facing bay window offers a quiet place to read or work. The main level also includes a bedroom with a gas fireplace, a three-piece bath with a clawfoot tub, a separate laundry room with its own entrance and a spacious games room with potential for a fifth bedroom. Upstairs are three more bedrooms, including a primary with sloped ceilings and a double closet and a lake-facing bedroom with cedar panelling. A three-piece bath with a walk-in shower completes the upper level. The home has earned a five-star guest rating on Airbnb. In summer 2026, approximately 80% of available nights were booked, at an average of $1,000 per booked night.
Features
Property Details
Listing
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Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4 14th Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$305,000 · Minimum $305,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$9,225/mo
About $110,700 a year
- $6,746
- $753
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,271
Cash needed to close
- Down payment (20%)
- $305,000
- Ontario land transfer tax
- $26,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $334,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4 14th Street, Grimsby, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 11, 2026
Listing Office: CENTURY 21 MILLER REAL ESTATE LTD.
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