3938 Main Street, Niagara Falls, ON
L2G 6B6
Listed October 30, 2026
Property Tour
About this property
3938 Main Street is a well-maintained 3-bedroom, 2-bath home in Chippawa with 1,372 sq. ft. above grade, a 56 x 165 ft. lot and a detached 2-car garage. The main floor includes a living room with a gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus an office and separate dining area. Off the garage is a heated three-season room that adds another useful space for relaxing or entertaining. The home has seen a number of updates over the years, including roof shingles on the house and garage, an updated upper bathroom, widened concrete driveway, upper rear deck, granite countertops, eavestroughs with gutter guards and screen doors. The basement is full and unfinished, providing additional storage and workspace. Located in Chippawa with access to the Welland River, parks, schools, restaurants and other nearby amenities. Flexible possession available.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 3938 Main Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$98,000 · Minimum $24,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,327/mo
About $39,924 a year
- $2,167
- $297
- Home insurance$125
- Utilities$330
- Maintenance & repairs$408
Cash needed to close
- Down payment (20%)
- $98,000
- Ontario land transfer tax
- $6,275
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $106,775
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
3938 Main Street, Niagara Falls, ON
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Last Updated: October 30, 2026
Listing Office: EXP REALTY
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