3812 Garner Road, Niagara Falls, ON
L2E 6S4
Listed October 22, 2026
About this property
Welcome to a truly exceptional Resort Style property, where space, privacy, and lifestyle come together! This impressive detached bungalow sits on over an acre an acre Land in a peaceful, soughtafter neighbourhood and offers over 3,200 sq. ft. of living space. Featuring 5 spacious bedrooms, 4 bathrooms, and a fully finished walk-up basement, this home is designed for both comfortable family living and unforgettable entertaining. Step inside to discover beautiful custom cabinetry, abundant storage, and rooms flooded with natural light. The finished lower level adds incredible versatility, while the walk-up provides convenient access to the outdoors. Step outside to your own private retreat featuring a sparkling swimming pool, private tennis court, two storage sheds, and an impressive custom entertainment bar-perfect for hosting family and friends all summer long. With 14+ parking spaces, generous outdoor space, and endless possibilities for recreation and entertaining, this is far more than a home-it's a lifestyle. A rare opportunity to enjoy the space and privacy of a large property while being nestled in a quiet neighbourhood.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 3812 Garner Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$264,000 · Minimum $107,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,986/mo
About $95,832 a year
- $5,839
- $592
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,100
Cash needed to close
- Down payment (20%)
- $264,000
- Ontario land transfer tax
- $22,875
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $289,375
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
3812 Garner Road, Niagara Falls, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 22, 2026
Listing Office: THE REAL ESTATE OFFICE INC.
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