38 Elma Street Unit 27, St. Catharines, ON
L2N 6Z3
Listed October 21, 2026
About this property
Welcome to 27-38 Elma Street, a beautifully updated townhome in a convenient North End St. Catharines location. This bright and spacious 3-bedroom, 3-bathroom home offers plenty of room for families or professionals looking for a comfortable, low-maintenance place to call home. Inside, you'll find a renovated kitchen with modern appliances, plenty of storage, and space to cook and gather. All three bedrooms are generously sized and filled with natural light. The home has also seen several updates, including newer windows, improved attic insulation, an updated water heater, and a high-efficiency ductless split system providing both heating and air conditioning for year-round comfort. The location is another great feature, with Port Dalhousie, QEW access, shopping, schools, parks, and everyday amenities all just minutes away. Water, snow removal, and lawn maintenance are included in the lease, with tenants responsible for gas and hydro. Seeking responsible, respectful tenants who will take good care of the home. Reach out today to arrange a private showing!
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 38 Elma Street Unit 27 — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
The listing says the tenant pays this.
The listing says the tenant pays this.
Not clear from the listing — a typical bill. Ask the landlord.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
A typical plan in the area.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$2,765/mo
About $33,180 a year
- Rent$2,400
- $260
- Tenant insurance$30
- Internet$75
Cash needed to move in
- First month's rent
- $2,400
- Last month's rent deposit
- $2,400
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $1,900
- Total
- $6,800
Your first 12 months
- Rent and monthly costs12 months
- $33,180
- Moving & set-up
- $1,900
- Total
- $35,080
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $107,000/yr
- Highest rent at your first renewalOntario's 2027 guideline (1.9%), once a year with 90 days' written notice. Units first lived in after November 15, 2018 aren't capped.
- $2,446/mo
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
38 Elma Street Unit 27, St. Catharines, ON
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Last Updated: October 21, 2026
Listing Office: EXP REALTY
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