38 Collier Road, Thorold, ON
L2V 2X3
Listed November 10, 2026
About this property
Welcome to 38 Collier Road. An exceptional residence, perfectly positioned for both convenience and lifestyle. Just minutes from Brock University, the QEW, The Pen Centre, the Outlet Collection, and major retailers. This home offers effortless access to everything you need. Thoughtfully renovated from top to bottom, the property showcases a refined open-concept main floor highlighted by a stunning feature fireplace-ideal for both everyday living and elegant entertaining. The main floor washroom exudes modern luxury with a double vanity and sleek glass-enclosed shower. Step outside to enjoy a newly built front deck overlooking an expansive lot, complemented by a detached single-car garage. Adding even greater value is the brand-new basement apartment with a private entrance-perfect for generating rental income or accommodating extended family.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 38 Collier Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$115,000 · Minimum $32,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,830/mo
About $45,960 a year
- $2,543
- $353
- Home insurance$125
- Utilities$330
- Maintenance & repairs$479
Cash needed to close
- Down payment (20%)
- $115,000
- Ontario land transfer tax
- $7,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $125,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
38 Collier Road, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 10, 2026
Listing Office: ROYAL LEPAGE CERTIFIED REALTY
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