3551 CARDINAL Drive, Niagara Falls, ON
L2H 2Y1
Listed October 21, 2026
About this property
Mount Carmel's most distinguished address. Set on a double lot of over half an acre in prestigious Mount Carmel, this ledgerock fieldstone bungalow offers more than 6,000 sq. ft. of finished living space, with 3+2 bedrooms and a total of 3.5 bathrooms, backing onto a private ravine with no rear neighbours. Fully renovated from top to bottom, the home has been finished to an exceptional standard, pairing timeless architecture with refined modern design.Soaring 11-foot ceilings set a grand tone throughout the main floor. At its heart is a true chef's kitchen with marble countertops, a full suite of Wolf appliances, and a butler's pantry for seamless entertaining. Oversized sliding doors frame sweeping escarpment views and bring the outdoors in.The fully finished lower level is designed for hosting on a grand scale. It is anchored by an 18-foot granite bar, a double island, and a custom wine display. Two laundry rooms add everyday ease, and the 4 car garage is ready for the collector or anyone who values generous storage.Every detail has been considered, and every finish has been chosen with intention. This is an extraordinary home in one of Niagara's most coveted settings. Luxury Certified.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 3551 CARDINAL Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$520,000 · Minimum $520,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$15,103/mo
About $181,236 a year
- $11,501
- $980
- Home insurance$125
- Utilities$330
- Maintenance & repairs$2,167
Cash needed to close
- Down payment (20%)
- $520,000
- Ontario land transfer tax
- $51,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $573,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
3551 CARDINAL Drive, Niagara Falls, ON
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Last Updated: October 21, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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