354 Elmwood Avenue, Fort Erie, ON
L0S 1B0
Listed October 15, 2026
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About this property
Location, location, location...This wonderful one bedroom bungalow is only steps from the beach and just around the corner from yummy eateries and fun nightlife. Located in the heart of Crystal Beach, move in ready and affordable this cute and cozy fully winterized house would make a great starter, retiree or summer cottage. Large sun lit living room, king sized bedroom and eat in kitchen offers no fuss living. Updates include, brand new 2 in 1 washer and dryer, seamless non-slip vinyl flooring, furnace replaced 2021, spray foamed crawl space and updated electrical. Fully fenced back oasis with 2 storage sheds. The larger out building could be easily converted into an enjoyable summer hang out area. Crystal Beach is fast becoming a go to destination with quaint shops, trendy restaurants, boat launch, waterfront parks, close to downtown historic Ridgeway, beautiful white sand beach and is a short drive to Fort Erie, Niagara Falls, Buffalo and the QEW. Immediate possession is available.
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Property Details
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Property
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 354 Elmwood Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$65,000 · Minimum $16,250
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,344/mo
About $28,128 a year
- $1,438
- $180
- Home insurance$125
- Utilities$330
- Maintenance & repairs$271
Cash needed to close
- Down payment (20%)
- $65,000
- Ontario land transfer tax
- $3,350
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $70,850
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
354 Elmwood Avenue, Fort Erie, ON
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Last Updated: October 15, 2026
Listing Office: KELLER WILLIAMS REFERRED URBAN REALTY
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