




350 Cream Street, Pelham, ON
L0S 1C0
Listed November 5, 2026
About this property
Big, bold 5-bedroom country home on 11 private acres, surrounded by open farmland. The red steel exterior with black trim wraps the original farmhouse and a dramatic modern addition. Inside, the open-concept main floor features heavy timber posts and beams, vaulted metal ceilings, a wood stove and a long navy shaker kitchen with brass hardware, a double farmhouse sink and a continuous band of windows. The main-floor primary is huge (over 29 ft long) with patio doors, and the upper level has additional bedrooms with original hardwood floors and updated windows. There's main-floor laundry and a basement for extra space. The barn has basic living quarters. The property has a long private gravel drive, two ponds, a detached outbuilding and plenty of room for a shop, hobby farm or family compound. Renovation is well underway, with new windows, spray foam insulation and subfloors in place. It's ready for your flooring, finishes and trim. Buyer to conduct their own research regarding zoning, permitted uses, building permits, structures, services and condition. Bring your vision!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 350 Cream Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$169,800 · Minimum $59,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,405/mo
About $64,860 a year
- $3,755
- $487
- Home insurance$125
- Utilities$330
- Maintenance & repairs$708
Cash needed to close
- Down payment (20%)
- $169,800
- Ontario land transfer tax
- $13,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $185,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
350 Cream Street, Pelham, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 5, 2026
Listing Office: KELLER WILLIAMS COMPLETE REALTY
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