323 Regional 20 Road, Pelham, ON
L0S 1C0
Listed November 5, 2026
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About this property
Welcome to 323 Regional 20 Rd in Pelham. This 1.5 storey home with a double detached garage sits on a 0.31 acre lot, surrounded by mature trees and landscaped gardens. This inviting home boasts a grand family room with vaulted ceilings and garden doors to the rear yard. The main level also includes an updated kitchen with an island, living and dining room with a wood fireplace, mud room and a bedroom. Walking to the upper level, you will find two additional bedrooms and a 4-piece bathroom. Step out back and discover your own private retreat, with an inground pool and spacious patio to entertain and relax. Don't miss your chance to make this your Niagara home.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 323 Regional 20 Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$113,000 · Minimum $31,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,807/mo
About $45,684 a year
- $2,499
- $382
- Home insurance$125
- Utilities$330
- Maintenance & repairs$471
Cash needed to close
- Down payment (20%)
- $113,000
- Ontario land transfer tax
- $7,775
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $123,275
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
323 Regional 20 Road, Pelham, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 5, 2026
Listing Office: RE/MAX GARDEN CITY REALTY INC.
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