319 Elgin Street, Port Colborne, ON
L3K 6A2
Listed September 21, 2026
Property Tour
About this property
Located in the quiet Portal Village neighbourhood, this 1,490 sq.ft. freehold bungaloft townhome offers two bedrooms, two full bathrooms across two levels. The location is close to downtown Port Colborne, with West Street, local shops, restaurants and the canal district all nearby.The open-concept main floor features an updated kitchen, dining area and bright living room with a skylight, electric fireplace, vaulted ceiling and walkout to a large patio fenced for privacy. A main-floor bedroom, four-piece bathroom with laundry closet and entrance hall with coat closet allow for convenient one-level living.Overlooking the main floor, the spacious second-floor loft can serve as a primary suite, second bedroom, family room or home office. It includes a dormer window, large walk-in closet and private three-piece bathroom with shower.Updates completed within the last five years include the patio and fencing, new flooring and vanity in the main bathroom, refaced kitchen cabinets, a new countertop and fixtures, and the exterior landing was updated with a protective coating. The attached garage provides separate interior access to both the main floor and the partial basement, which offers approximately four-foot-high storage space.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 319 Elgin Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$103,800 · Minimum $26,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,441/mo
About $41,292 a year
- $2,296
- $456
- Home insurance$105
- Utilities$260
- Maintenance & repairs$324
Cash needed to close
- Down payment (20%)
- $103,800
- Ontario land transfer tax
- $6,855
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $113,155
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
319 Elgin Street, Port Colborne, ON
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Last Updated: September 21, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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