31 Pine Street, Thorold, ON
L2V 2P1
Listed September 10, 2026
About this property
Attention investors! This three-story home in the heart of Thorold is currently being used as a single family home, however was previously a triplex and has R3 zoning. Three levels of living space, with the potential to create three units, one on each floor. All units would need to be updated and brought to code. With two separate driveways there is plenty of off-street parking. Easy highway access, public transit, close to all amenities, schools, shopping and walking trails. Brock University is under 4km away!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 31 Pine Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$109,800 · Minimum $29,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,628/mo
About $43,536 a year
- $2,428
- $287
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $109,800
- Ontario land transfer tax
- $7,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
31 Pine Street, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 10, 2026
Listing Office: Century 21 Heritage House LTD
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