




28 Lake Street, Grimsby, ON
L3M 2G7
Listed October 14, 2026
Property Tour
About this property
Welcome to 28 Lake Street, where generous living space, thoughtful updates and the Niagara lifestyle come together in one of Grimsby's most desirable communities. Offering over 3,000 sq. ft. of finished living space, this 4-bedroom, 2.5-bathroom detached home provides the flexibility today's families need for everyday living, entertaining and working from home. The extensively renovated main floor is anchored by a beautifully updated kitchen featuring a large centre island, 36" induction cooktop, built-in wall oven, combination microwave/convection oven, 36" counter depth refrigerator, Bosch dishwasher, beverage fridge, Kraus sink, custom pantry storage, under-cabinet lighting and integrated recycling and central-vac features. Engineered hardwood flooring, pot lighting and an expanded laundry area continue the thoughtful 2024 updates throughout the main level. Upstairs, four spacious bedrooms include a primary retreat with walk-in closet and 5-piece ensuite. The primary shower was updated with glass and tile, while an additional 4-piece bathroom serves the remaining bedrooms. The finished lower level expands the home even further with a large open-concept recreation space, pot lighting, engineered hardwood flooring, storage and a bathroom rough-in-plus a unique children's climbing cave that adds a little extra fun. Outside, enjoy a fully fenced yard, deck, play structure and shed, while the attached double garage and private double-wide driveway provide parking for up to six vehicles. Located in the Grimsby Beach area, this home places you close to the water, beaches, trails, parks, schools, shopping, downtown amenities and recreation, with convenient highway access keeping Hamilton, Niagara and the GTA within easy reach. This is more than a home with space-it's a place designed to give you more ways to live, work, gather and enjoy everything Grimsby and Niagara have to offer.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 28 Lake Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$187,980 · Minimum $68,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,916/mo
About $70,992 a year
- $4,157
- $521
- Home insurance$125
- Utilities$330
- Maintenance & repairs$783
Cash needed to close
- Down payment (20%)
- $187,980
- Ontario land transfer tax
- $15,273
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $205,753
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
28 Lake Street, Grimsby, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 14, 2026
Listing Office: REVEL REALTY INC.
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