25 Colonel Lyall Street, St. Catharines, ON
L2P 0B3
Listed July 30, 2026
About this property
EXCELLENT STARTER HOME- FULLY FINISHED TOWNHOME WITH NO MONTHLY FEES! This beautiful and practical freehold townhouse in the sought-after Secord Woods neighbourhood, offers the perfect blend of comfort, convenience, and value. Steps from the canal and scenic walking/biking trails, this home features an open-concept main floor plan, a spacious living room with cozy gas fireplace, an upgraded kitchen with solid surface counters open to a dining area with sliding doors leading to a maintenance-free, fully fenced backyard-perfect for entertaining or relaxing. Upstairs are 3 spacious bedrooms, 2 full bathrooms - including a primary suite with a giant walk-in closet and private 3-piece ensuite. The fully finished basement adds even more living space with a full bath-ideal for movie nights, a playroom, or home gym. Parking for 3 (1 in garage, 2 on driveway), this move-in ready gem is an excellent opportunity for first-time buyers or growing families who want it all! Close to the Pen Centre, the NOTL Outlet collection, all amenities in the Glendale area, HWY 406 and the QEW. Freshly painted (2025), Central Air (2025), Backyard (2024) and Basement (2021).
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 25 Colonel Lyall Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$115,000 · Minimum $32,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,635/mo
About $43,620 a year
- $2,543
- $368
- Home insurance$105
- Utilities$260
- Maintenance & repairs$359
Cash needed to close
- Down payment (20%)
- $115,000
- Ontario land transfer tax
- $7,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $125,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
25 Colonel Lyall Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: July 30, 2026
Listing Office: REVEL Realty Inc., Brokerage
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