243 Federal Street, Hamilton, ON
L8E 1P6
Listed October 24, 2026
About this property
Large Bungalow, Over 2000 SF of finished living area, 3+3 Bedrooms, 3 full washrooms, fully finished basement, a complete 3 Bedrooms in law set up with separate entrance through the Garage & Separate Laundry. House is at excellent lower Stoney Creek location in a great neighborhood. Wide lot and Stone exterior provide fantastic curb appeal. Renovated in 2020 with two Maple kitchens/w Island on main floor, AC & Furnace, updated electrical, plumbing, flooring, roof and neutral paint through out the house. lots of pot lights. Over sized attached Garage. Ideal location near parks, public transit, schools and amenities. Room size measurements are taken from the attached floor plan. RSA
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 243 Federal Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$165,980 · Minimum $57,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,235/mo
About $62,820 a year
- $3,671
- $417
- Home insurance$125
- Utilities$330
- Maintenance & repairs$692
Cash needed to close
- Down payment (20%)
- $165,980
- Ontario land transfer tax
- $13,073
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $181,553
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
243 Federal Street, Hamilton, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 24, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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