242 Oakdale Avenue Unit 109, St. Catharines, ON
L2P 3K5
See all units in this building · 242 Oakdale Avenue
Listed September 2, 2026
About this property
Affordable one-bedroom end-unit condo ideally located close to the Pen Centre with easy access to the 406. Offering an excellent opportunity for first-time buyers, investors, or those looking to downsize, this unit combines affordability with convenience. Condo fees include: hydro, gas, water, building insurance and property maintenance, helping provide predictable monthly expenses. The end-unit location offers added privacy and this unit offers lots natural light through its large windows. Appliances are included in the sale, making this unit move-in ready. Laundry facilities and storage lockers are conveniently located on the same floor. One parking space will be assigned to the new owner, with additional parking spaces and lockers available upon request through assignment, subject to availability. A great opportunity to get into the market in a convenient St. Catharines location, just minutes from shopping, amenities, and major transportation routes.
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 242 Oakdale Avenue Unit 109 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$43,980 · Minimum $10,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro and anything the condo fee doesn't cover.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$1,894/mo
About $22,728 a year
- $973
- $135
- Condo / maintenance fees$585
- Home insurance$35
- Utilities$120
- Maintenance & repairs$46
Cash needed to close
- Down payment (20%)
- $43,980
- Ontario land transfer tax
- $1,924
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $48,404
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
242 Oakdale Avenue Unit 109, St. Catharines, ON
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Last Updated: September 2, 2026
Listing Office: Century 21 Heritage House LTD
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