2376 Centre Street, Thorold, ON
L0S 1A0
Listed November 5, 2026
About this property
Enjoy the canal views or saunter along the Canal trail onto the park like acreage of this one of a kind listing nestled geographically in the centre of the Niagara region. With easy access to Niagara Falls and Fonthill, this regency cottage two storey character home with upgraded wrap around porch offers an idyllic setting with modern farmhouse capabilities. Featuring three spacious bedrooms, two car garage/workshop, over 1.4 acres of treed backyard space and full city services, this historic gem hosts a formal dining room with original hardwood floors, farmhouse kitchen, office, library, family room centred by fireplace hearth and a sunroom/Muskoka room, to fully maximize the privacy and peace of this 189ft. wide lot, which may invite the options of garden suites or a severance and build. The potential of this property is contagious.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 2376 Centre Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$139,980 · Minimum $44,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,685/mo
About $56,220 a year
- $3,096
- $551
- Home insurance$125
- Utilities$330
- Maintenance & repairs$583
Cash needed to close
- Down payment (20%)
- $139,980
- Ontario land transfer tax
- $10,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $152,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
2376 Centre Street, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 5, 2026
Listing Office: REVEL Realty Inc., Brokerage
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