222 Phipps Street, Fort Erie, ON
L2A 2V5
Listed October 20, 2026
About this property
TIMELESS CHARACTER, CHARM & AN UNBEATABLE FORT ERIE LOCATION! Fall in love with this charming Tudor-style, two-storey brick home, ideally situated within walking distance of the beautiful Niagara River and Downtown Fort Erie! Offering 3 bedrooms, 2 bathrooms, hardwood flooring, and a warm, inviting atmosphere, this home perfectly blends classic character with everyday comfort. The spacious living room features a wood-burning fireplace, while the separate dining room is perfect for family gatherings and entertaining. The newer kitchen showcases Quartz countertops, and the lower-level recreation room provides additional space to relax and unwind. Recent updates include Paved driveway with concrete curbs, Backup generator for added peace of mind, Large concrete patio overlooking a deep rear yard, Kitchen with quartz counters, most interior doors, Upstairs carpet, Refinished hardwood floors, Boiler for radiant heat, Electrical panel, Mini split (AC/HEAT) and Roof 2017. Enjoy a fantastic location close to shopping, major highways, the Peace Bridge, and all the amenities Fort Erie has to offer. A wonderful opportunity to own a home full of timeless charm in a desirable location!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 222 Phipps Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,980 · Minimum $24,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,326/mo
About $39,912 a year
- $2,211
- $243
- Home insurance$125
- Utilities$330
- Maintenance & repairs$417
Cash needed to close
- Down payment (20%)
- $99,980
- Ontario land transfer tax
- $6,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
222 Phipps Street, Fort Erie, ON
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Last Updated: October 20, 2026
Listing Office: Century 21 Heritage House LTD
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