21 Springgarden Crescent, Hamilton, ON
L8J 2S5
Listed July 21, 2026
About this property
Beautifully updated detached home offering 3+1 bedrooms, 4 bathrooms and a fully finished basement with excellent in-law suite potential. The main level features bright, spacious Living room, a cozy family room with a fireplace and bright eat and kitchen. The lower level boasts a cozy large living room, a bedroom, a 3-piece bathroom & Laundry. Recent updates include a brand new roof, new flooring on the upper level and throughout the basement, and fresh paint throughout. The primary bedroom features a walk-in closet & ensuite. Step outside to a large, fully fenced backyard complete with a deck, pergola, and storage shed-perfect for entertaining or relaxing. Parking for up to 6 vehicles, including a 2-car attached garage. Also convenient Location with Mins to Shopping Center, Schools, Park, & Highways. Family oriented neighbourhood with all detached homes on this street, and no shortage of street parking. A move-in ready home offering space, comfort, and versatility for families of all sizes.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 21 Springgarden Crescent — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$159,000 · Minimum $54,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,059/mo
About $60,708 a year
- $3,517
- $424
- Home insurance$125
- Utilities$330
- Maintenance & repairs$663
Cash needed to close
- Down payment (20%)
- $159,000
- Ontario land transfer tax
- $12,375
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $173,875
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
21 Springgarden Crescent, Hamilton, ON
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Last Updated: July 21, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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