21 PINE Street, Thorold, ON
L2V 3L1
Listed October 23, 2026
Property Tour
About this property
RARE OPPORTUNITY: Large downtown Thorold site with renovation income now and major development potential later! Set in the heart of downtown Thorold, this 63 x 165 ft lot offers a rare combination of income now with a Reno and long-term upside. The property includes a legal duplex and a large detached 3 car garage with shop. Once renovated, the current structures are positioned to generate great rental income and the R3 zoning and generous lot size leave room for future redevelopment. Walking distance to restaurants, shops, schools, parks, and amenities. Buyer to confirm permitted uses, density, height, servicing, and approvals with the City of Thorold. Seller makes no representation or warranty regarding renovation costs, rental income, or future development potential.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 21 PINE Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$169,980 · Minimum $59,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,223/mo
About $62,676 a year
- $3,759
- $301
- Home insurance$125
- Utilities$330
- Maintenance & repairs$708
Cash needed to close
- Down payment (20%)
- $169,980
- Ontario land transfer tax
- $13,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $185,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
21 PINE Street, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 23, 2026
Listing Office: REVEL Realty Inc., Brokerage
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