




20 Lindsay Drive, Haldimand, ON
N3W 2M3
Listed November 3, 2026
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About this property
Some neighbourhoods just feel different. Mature trees, wider streets, generous lots and less passing traffic create a sense of space that's hard to find in many newer developments. Welcome to 20 Lindsay Drive, where the charm of an established Caledonia neighbourhood meets the comfort of a beautifully updated home. Offering 1,909 sq. ft. above grade plus 878 sq. ft. of finished basement space, this 4+1 bedroom, 3 bathroom home was freshly painted in warm Swiss Coffee in October 2026. Engineered hardwood, an oak staircase with wrought iron railings and bright, welcoming rooms set the tone. Enjoy separate living and dining spaces, a family room with fireplace and crown moulding, and a refreshed white kitchen with quartz counters, stainless steel appliances, breakfast bar and sunny breakfast nook opening to the yard. Main-floor laundry keeps busy days simple. Upstairs, the primary retreat offers a large walk-in closet and ensuite with double sinks, alongside three additional bedrooms. The finished lower level adds a spacious rec room, fifth bedroom, 3-piece bath and a fun indoor climbing wall. But the backyard may be where your favourite memories are made: summer dinners on the expansive patio, evenings in the hot tub beneath its gazebo, and conversations around the fire in the landscaped stone-walled lounge. Mature trees, a fully fenced yard and plenty of lawn leave room to play and unwind. A covered porch, newer garage door, 1.5-car garage and double-wide concrete driveway round out the home. Walk to McKinnon Park Secondary School and enjoy being minutes from local shopping and daily essentials. Just about 20 minutes from Hamilton, Caledonia offers the small-town pace you want without feeling far from the city.
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Property Details
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 Lindsay Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$159,980 · Minimum $54,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,054/mo
About $60,648 a year
- $3,538
- $394
- Home insurance$125
- Utilities$330
- Maintenance & repairs$667
Cash needed to close
- Down payment (20%)
- $159,980
- Ontario land transfer tax
- $12,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $174,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 Lindsay Drive, Haldimand, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 3, 2026
Listing Office: REAL BROKER ONTARIO LTD.
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