




20 Elliot Street, Thorold, ON
L2V 0E6
Listed October 20, 2026
About this property
Discover the comfort and convenience of main-floor living in this detached bungalow offering approximately 1,300 sq. ft. of above-grade living space, 2 bedrooms and 1.5 bathrooms. A covered front porch welcomes you into a bright, open-concept layout designed for everyday living and entertaining. Vaulted ceilings and high windows bring an abundance of natural light into the kitchen, dining and living areas, creating an inviting sense of space. The kitchen features ample cabinetry, generous counter space, stainless steel appliances and a large island with seating and additional storage. Sliding doors off the dining area lead to the raised covered deck, providing an ideal spot to relax or enjoy outdoor dining. Hardwood flooring adds warmth throughout the main living areas. The primary bedroom offers a large closet, while a second bedroom, convenient powder room and main-floor laundry complete the functional layout. The full, unfinished basement features high ceilings, extensive storage space and a rough-in for a future three-piece bathroom, offering excellent potential to customize the space to suit your needs. Outside, the fully fenced backyard features a raised deck and lawn space, providing room to unwind and enjoy the outdoors. A double attached garage and wide concrete driveway offer ample parking and everyday convenience. Ideally located near Merritt Meadows Park, north Welland shopping and dining, Seaway Mall and Highway 406, this home is an excellent opportunity for those seeking comfortable one-level living with additional space and future potential.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 Elliot Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$145,000 · Minimum $47,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,709/mo
About $56,508 a year
- $3,207
- $443
- Home insurance$125
- Utilities$330
- Maintenance & repairs$604
Cash needed to close
- Down payment (20%)
- $145,000
- Ontario land transfer tax
- $10,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $158,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 Elliot Street, Thorold, ON
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Last Updated: October 20, 2026
Listing Office: REVEL Realty Inc., Brokerage
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