




196 Hodgkins Avenue, Thorold, ON
L2V 0M6
Listed August 25, 2026
About this property
This newly constructed "Multi- Generational", 2-storey home offers your family the very best in accommodations. Step inside to find a spacious main floor complete with gleaming tile and hardwood floors, kitchen with gorgeous white ceiling height cabinets, stainless steel appliances and quartz counters, a large dining area and a massive living room. Travel upstairs to find 2 full primary suites (one at the front and one at the back - each with its own walk-in closet and private ensuite bathroom), a 3rd and 4th bedroom and a full 4 piece bathroom. The basement features a separately contained 1 bedroom inlaw suite. Bring the whole family, there is lots of room! Income potential :)
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 196 Hodgkins Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$171,980 · Minimum $60,990
Use the rate your lender or broker quotes you.
Monthly costs
Estimated at about 0.8% of the price — the listing doesn't show the tax.
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,549/mo
About $66,588 a year
- $3,804
- $573
- Home insurance$125
- Utilities$330
- Maintenance & repairs$717
Cash needed to close
- Down payment (20%)
- $171,980
- Ontario land transfer tax
- $13,673
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $188,153
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
196 Hodgkins Avenue, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 25, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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