DAVIDS&DELAAT
190 Margaret Street
+44 more

190 Margaret Street, West Lincoln, ON

$989,800
For Sale

L0R 2A0

Listed August 28, 2026

5Bedrooms
2Bathrooms
1,500Sq. Ft.

About this property

This rarely offered corner lot with a spectacular wrap-around entertainer's yard is nestled within a highly sought-after, family-friendly enclave. This stunning one-of-a-kind ranch-style side-split has been fully renovated top to bottom with exceptional quality finishes and thoughtful design throughout. Generous living spaces are enhanced by high-end custom cabinetry, custom wall mouldings, and stylish details for the discerning buyer.The fully remodelled kitchen spares no detail, featuring solid wood cabinetry, a vaulted shiplap ceiling, quartz backsplash/countertops, a large servery with built-in wine-rack and bar fridge, custom-built coffee nook, upgraded stainless appliances and integrated dishwasher.The showstopper backyard is an entertainer's dream, centred around an oversized 18'x 32' pool and surrounded by beautifully landscaped grounds, interlocked patio, separate pergola retreat and generous storage with 3 sheds. Exterior upgrades include a new fence, custom wood pool deck and paved driveway(2024), new garage door(2025), and integrated year-round string lights, creating the perfect ambiance for entertaining on summer evenings.The primary bedroom offers a convenient semi-ensuite with built-in storage and laundry. The second bedroom features wall-to-wall closets for exceptional storage, while the versatile third bedroom includes a fold-up Murphy bed with built-in cabinetry on either side.Ideal for guests, a home office or flexible family living.The beautifully finished lower level offers a versatile in-law suite with its own private gate, separate back entrance and dedicated yard space. An ideal setup for multi-family living while maintaining privacy and independence. The suite features two bright bedrooms, an open-concept office, large custom kitchen, separate laundry area and 3pc bath.A truly exceptional opportunity offering turnkey living, incredible indoor/outdoor spaces, extensive upgrades, and a rare combination of style and functionality!

Features

PoolFireplaceAir ConditioningBasement

Property Details

Listing

MLS® NumberX13722288
StatusFor Sale
ListedAugust 28, 2026
Listing TypeFor Sale
Listing OfficeCENTURY 21 TEAM REALTY LTD.

Property

Property TypeSingle Family Home
Interior Size1,500 ft²
Bedrooms5
Bathrooms2

Location

Community057 - Smithville
CityWest Lincoln
ProvinceON
Postal CodeL0R 2A0

Taxes & Financials

Asking Price$989,800
Property Taxes (2025)$4,878/yr

Cost of Ownership Calculator

What it could cost each month to own 190 Margaret Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$197,960 · Minimum $73,980

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2025 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$6,065/mo

About $72,780 a year

  • $4,378
  • $407
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$825

Cash needed to close

Down payment (20%)
$197,960
Ontario land transfer tax
$16,271
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$216,731

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

190 Margaret Street, West Lincoln, ON

Map data © GoogleOpen in Google Maps ↗

Similar Properties Nearby

View all →

Last Updated: August 28, 2026

Listing Office: CENTURY 21 TEAM REALTY LTD.

This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.