




155 Loretta Drive, Niagara-on-the-Lake, ON
L0S 1T0
Listed September 16, 2026
Property Tour
About this property
Welcome to 155 Loretta Drive, a beautifully renovated home in the heart of Virgil. Built by Jenko Homes in 2004, and extensively renovated in the last few years, this home offers a great mix of modern finishes, comfortable living spaces and plenty of room for the family. The main floor features 9-foot ceilings, white oak vinyl plank flooring, architectural arches and custom paneling. The renovated kitchen includes custom Millbrook cabinetry, quartz countertops, stainless-steel appliances, a gas cooktop, double Dacor wall ovens, undercabinet lighting, beautiful tiled backsplash, and stylish fixtures. It opens to the step-down family room, where large windows and sliding doors overlook the backyard. Just off of the family room, you'll find a newly created custom bar area which adds a great space for preparing your beverage of choice. Upstairs are three good-sized bedrooms, renovated bathrooms and a convenient laundry area. The primary suite includes a walk-in closet and renovated ensuite with a large glass enclosed tiled shower, double vanity with beautiful fixtures. The other two bedrooms share a tastefully renovated 4-piece bathroom, which keeps consistent with the contemporary aesthetic throughout the home. Outside, the fully fenced backyard is surrounded by mature trees and landscaping, with an enlarged deck, patio areas and a natural gas hookup for the barbecue. Other notable updates: new lighting and pot lights, dimmer switches, custom blinds, updated doors and hardware, new carpeting on the main and lower staircases, and a new garage-door system. The basement was also renovated and includes a rough-in for an additional bathroom. Located in growing Virgil and just minutes from Niagara-on-the-Lake's wineries, restaurants, shops and attractions, this is a home with plenty to offer. Furnace & c/a replaced in 2020. Impeccably maintained and thoughtfully renovated, 155 Loretta Drive offers exceptional comfort, style, and price of ownership.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 155 Loretta Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$219,800 · Minimum $84,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,664/mo
About $79,968 a year
- $4,861
- $432
- Home insurance$125
- Utilities$330
- Maintenance & repairs$916
Cash needed to close
- Down payment (20%)
- $219,800
- Ontario land transfer tax
- $18,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $240,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
155 Loretta Drive, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 16, 2026
Listing Office: BOSLEY REAL ESTATE LTD.,
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