DAVIDS&DELAAT
155 Loretta Drive
+44 more

155 Loretta Drive, Niagara-on-the-Lake, ON

$1,099,000
For Sale

L0S 1T0

Listed September 16, 2026

3Bedrooms
3Bathrooms
1,500Sq. Ft.

Property Tour

About this property

Welcome to 155 Loretta Drive, a beautifully renovated home in the heart of Virgil. Built by Jenko Homes in 2004, and extensively renovated in the last few years, this home offers a great mix of modern finishes, comfortable living spaces and plenty of room for the family. The main floor features 9-foot ceilings, white oak vinyl plank flooring, architectural arches and custom paneling. The renovated kitchen includes custom Millbrook cabinetry, quartz countertops, stainless-steel appliances, a gas cooktop, double Dacor wall ovens, undercabinet lighting, beautiful tiled backsplash, and stylish fixtures. It opens to the step-down family room, where large windows and sliding doors overlook the backyard. Just off of the family room, you'll find a newly created custom bar area which adds a great space for preparing your beverage of choice. Upstairs are three good-sized bedrooms, renovated bathrooms and a convenient laundry area. The primary suite includes a walk-in closet and renovated ensuite with a large glass enclosed tiled shower, double vanity with beautiful fixtures. The other two bedrooms share a tastefully renovated 4-piece bathroom, which keeps consistent with the contemporary aesthetic throughout the home. Outside, the fully fenced backyard is surrounded by mature trees and landscaping, with an enlarged deck, patio areas and a natural gas hookup for the barbecue. Other notable updates: new lighting and pot lights, dimmer switches, custom blinds, updated doors and hardware, new carpeting on the main and lower staircases, and a new garage-door system. The basement was also renovated and includes a rough-in for an additional bathroom. Located in growing Virgil and just minutes from Niagara-on-the-Lake's wineries, restaurants, shops and attractions, this is a home with plenty to offer. Furnace & c/a replaced in 2020. Impeccably maintained and thoughtfully renovated, 155 Loretta Drive offers exceptional comfort, style, and price of ownership.

Features

FireplaceAir ConditioningBasement

Property Details

Listing

MLS® NumberX13791960
StatusFor Sale
ListedSeptember 16, 2026
Listing TypeFor Sale
Listing OfficeBOSLEY REAL ESTATE LTD.,

Property

Property TypeSingle Family Home
Interior Size1,500 ft²
Bedrooms3
Bathrooms3

Location

Community108 - Virgil
CityNiagara-on-the-Lake
ProvinceON
Postal CodeL0S 1T0

Taxes & Financials

Asking Price$1,099,000
Property Taxes (2026)$5,178/yr

Cost of Ownership Calculator

What it could cost each month to own 155 Loretta Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$219,800 · Minimum $84,900

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2026 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$6,664/mo

About $79,968 a year

  • $4,861
  • $432
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$916

Cash needed to close

Down payment (20%)
$219,800
Ontario land transfer tax
$18,455
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$240,755

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

155 Loretta Drive, Niagara-on-the-Lake, ON

Map data © GoogleOpen in Google Maps ↗

Similar Properties Nearby

View all →

Last Updated: September 16, 2026

Listing Office: BOSLEY REAL ESTATE LTD.,

This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.