




1323 Effingham Street, Pelham, ON
L0S 1M0
Listed July 16, 2026
Property Tour
About this property
Today is your lucky day - your favourite Ridgeville Manor is available! Welcome to 1323 Effingham St. This custom built 5 bedroom, 6 bathroom home rests on 1.49 gorgeous acres and offers a level of serenity that is truly hard to come by. From the moment you arrive you will love being surrounded by meticulously landscaped gardens that perfectly frame the stone, stucco and red brick home. Step inside and be greeted by a grand staircase and vaulted ceilings, a refined office space & sitting room, a jaw dropping great room with a custom gas fireplace & tremendous glass doors leading out to the rear deck, a one of a kind kitchen with a copper topped island, butler's pantry, mud/laundry room and 2 bathrooms. The main floor primary bedroom retreat offers a stunning ensuite bathroom, beautiful walk in closet and a separate door leading to the rear yard. The second level of the home is comprised of 3 bedrooms (each with their own private ensuite) and another full laundry room. A fifth bedroom is available in the basement. Two garages (and a drive shed) make it easy to park inside and still have plenty of room for passion projects. The exterior of the property is equally as impressive as the inside - extensive garden beds (including a vegetable garden) surround the large deck that overlooks the pond with waterfall and the unbelievable indoor/outdoor living room (with fireplace) that is affectionately known as the cottage. Enjoy a short stroll up to Nature's Corner, the Ridgeville shops and Sons & Daughter's Winery. Golfers take note: Lookout Golf and Country Club & The Hawk are only a few minutes away. Easy access to the QEW via nearby Highway 20 and Victoria Ave. If one of a kind is what you are after, look no further, 1323 Effingham has everything you need.
Features
Property Details
Listing
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Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1323 Effingham Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$519,980 · Minimum $519,980
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$15,501/mo
About $186,012 a year
- $11,500
- $1,379
- Home insurance$125
- Utilities$330
- Maintenance & repairs$2,167
Cash needed to close
- Down payment (20%)
- $519,980
- Ontario land transfer tax
- $51,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $573,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1323 Effingham Street, Pelham, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: July 16, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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