




12642 Campbell Road, Wainfleet, ON
L0S 1V0
Listed September 18, 2026
About this property
Welcome to the kind of place where life slows down and every day feels like a getaway. Tucked away in beautiful Long Beach with deeded beach access, this charming 3-season, 1 1/2 storey home invites you to unwind the moment you arrive. Start your mornings in the sun-drenched sunroom with a coffee and a good book, or spend cozy evenings curled up by the gas fireplace in the inviting living room. With two bedrooms on the main floor and a spacious upper-level retreat, there's plenty of room for family, guests, or a fun kids' hangout space. Practical updates-including vinyl siding, double-hung windows, exterior doors, and improved yard drainage-mean you can focus on enjoying, not working. And the best part? It's truly move-in ready-furnishings, household items, yard equipment and more are all included. Just bring your clothes and start making memories. With the potential to easily convert to a year-round home, this is more than a cottage-it's your future lake lifestyle waiting to happen.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12642 Campbell Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$89,900 · Minimum $22,475
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,027/mo
About $36,324 a year
- $1,988
- $209
- Home insurance$125
- Utilities$330
- Maintenance & repairs$375
Cash needed to close
- Down payment (20%)
- $89,900
- Ontario land transfer tax
- $5,465
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $97,865
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12642 Campbell Road, Wainfleet, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 18, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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