126 Palace Street, Thorold, ON
L2V 0M9
Listed October 29, 2026
About this property
Welcome to 126 Palace Street, Thorold! Beautiful 2-year-new 4 bedroom ,4 washroom Detachedfull brick house (Paid $40k Extra) 9-ft ceilings, hardwood flooring on the main floor & upperHallway and an elegant oak staircase. Upgraded kitchen with backsplash, brand-new stainlesssteel appliances, Stone Countertop with S/S undermount sink. breakfast area overlooking thebackyard patio, and upgraded 24x24 porcelain tiles in foyer and kitchen. Spacious family room,Generous primary bedroom with walk-in closet and private ensuite, plus Large Basement 36" x16". Extra Deep Premium Lot with bigger backyard & no house at back. Conveniently located nearHwy 406 and Hwy 58, Only 5 min. From Brock University 8 Min from Niagara college ,20min fromNiagara fall, schools, parks, shopping, and St. Catharines. A fantastic opportunity forfamilies seeking modern comfort and convenience!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 126 Palace Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$154,980 · Minimum $52,490
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,080/mo
About $60,960 a year
- $3,428
- $551
- Home insurance$125
- Utilities$330
- Maintenance & repairs$646
Cash needed to close
- Down payment (20%)
- $154,980
- Ontario land transfer tax
- $11,973
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $169,453
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
126 Palace Street, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 29, 2026
Listing Office: SAVE MAX REAL ESTATE INC.
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