126 Mountain Street, Grimsby, ON
L3M 4E7
Listed June 5, 2026
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About this property
DETACHED HOME ON THE GRIMSBY ESCARPMENT - 5 MINUTES FROM DOWNTOWN FOR UNDER $500,000. Affordable detached living in one of Niagara's most sought-after communities. Situated on the Grimsby Escarpment, this home sits on a generous 80 x 105-foot lot and features over 1,500 square feet of living space, making it an ideal choice for first-time buyers, investors, or anyone looking to enter the Grimsby market. Enjoy the convenience of being just minutes from downtown Grimsby, where you'll find local restaurants, cafés, boutique shopping, parks, and community events. Quick access to the QEW makes commuting easy, while nearby wineries, conservation areas, waterfront trails, and recreational amenities provide endless opportunities to enjoy the Niagara lifestyle. The spacious lot offers plenty of room to relax, entertain, garden, or create your own outdoor retreat. Inside, the generous living space provides flexibility for a variety of lifestyles and future possibilities. Properties combining this much space, lot size, and location at this price point are becoming increasingly difficult to find. Whether you're looking for your first home, an investment property, or a chance to own a detached home in a thriving community, this property deserves your attention. Experience the convenience, value, and lifestyle that make Grimsby one of Niagara's most desirable places to call home.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 126 Mountain Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,980 · Minimum $24,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,354/mo
About $40,248 a year
- $2,211
- $271
- Home insurance$125
- Utilities$330
- Maintenance & repairs$417
Cash needed to close
- Down payment (20%)
- $99,980
- Ontario land transfer tax
- $6,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
126 Mountain Street, Grimsby, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: June 5, 2026
Listing Office: YOUR HOME SOLD GUARANTEED REALTY ELITE
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