




1258 Phillips Street, Fort Erie, ON
L2A 3B7
Listed October 28, 2026
About this property
Buildable Lot attached!!! Looking for a low maintenance one level home? Check out this meticulously maintained sprawling bungalow. With 2 bedrooms and 1.5 baths, this gem is perfect for anyone looking for comfort and convenience. Nestled on a beautiful large corner lot with an attached single garage and a concrete drive, making it a breeze to come and go. The layout of the home is fantastic, featuring not one but two spacious living rooms-ideal for entertaining friends or simply enjoying a cozy night in. A huge bonus to this property is it comes with an extra 55-foot lot that can be severed off for development, giving you even more options. Whether you want to build or just enjoy the extra space, the choice is yours! Located close to all the amenities you could need, you'll never have to travel far for schools, shopping, or recreation. This home is move-in ready! You won't have to lift a finger-just unpack and settle into your new life. Don't miss out on this incredible opportunity to call this lovely bungalow your own!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1258 Phillips Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$109,980 · Minimum $29,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,603/mo
About $43,236 a year
- $2,432
- $258
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $109,980
- Ontario land transfer tax
- $7,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1258 Phillips Street, Fort Erie, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 28, 2026
Listing Office: REVEL Realty Inc., Brokerage
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