120 Main Street, Port Colborne, ON
L3K 3V2
Listed September 16, 2026
About this property
Ever dreamed of opening your own coffee shop, boutique, or small business? What if you could own the storefront and have a separate apartment right behind it? This unique, fully renovated, commercially zoned property in central Port Colborne offers an opportunity to turn your idea into reality. The front space features a versatile layout with a loft/bedroom and two bathrooms, offering possibilities for a cafe, retail storefront, studio, office, salon, or a variety of small business ideas. Even better, the completely separate, fully renovated one-bedroom apartment in the back gives you options: live there while you build your business, rent it out for additional income, or accommodate family while keeping your work and home life close; teres so many options here. Separate entrances, hydro meters, furnaces, and basement access for each space, plus plenty of parking and a walkable location. AI generated photos are provided for inspiration to illustrate potential uses of the space.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 120 Main Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,800 · Minimum $99,800
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
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One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,429/mo
About $29,148 a year
- $2,207
- $222
Cash needed to close
- Down payment (20%)
- $99,800
- Ontario land transfer tax
- $6,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
120 Main Street, Port Colborne, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 16, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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